Terms and Conditions

The Terms and Conditions were last updated on 01.03.25

1. Introduction
These Terms and conditions apply to this website and to the transactions related to our
products and services. You may be bound by additional contracts related to your
relationship with us or any products or services that you receive from us. If any provisions
of the additional contracts conflict with any provisions of these Terms, the provisions of
these additional contracts will control and prevail.

2. Binding
By registering with, accessing, or otherwise using this website, you hereby agree to be
bound by these Terms and conditions set forth below. The mere use of this website
implies the knowledge and acceptance of these Terms and conditions. In some
particular cases, we can also ask you to explicitly agree.

3. Electronic communication
By using this website or communicating with us by electronic means, you agree and
acknowledge that we may communicate with you electronically on our website or by
sending an email to you, and you agree that all agreements, notices, disclosures, and
other communications that we provide to you electronically satisfy any legal
requirement, including but not limited to the requirement that such communications
should be in writing.

4. Intellectual property
We or our licensors own and control all of the copyright and other intellectual property
rights in the website and the data, information, and other resources displayed by or
accessible within the website.

4.1 All the rights are reserved
Unless specific content dictates otherwise, you are not granted a license or any other
right under Copyright, Trademark, Patent, or other Intellectual Property Rights. This means
that you will not use, copy, reproduce, perform, display, distribute, embed into any
electronic medium, alter, reverse engineer, decompile, transfer, download, transmit,
monetize, sell, market, or commercialize any resources on this website in any form, without our
prior written permission, except and only insofar as otherwise stipulated in
regulations of mandatory law (such as the right to quote).

5. Newsletter
Notwithstanding the foregoing, you may forward our newsletter in the electronic form to
others who may be interested in visiting our website.

6. Third-party property
Our website may include hyperlinks or other references to other party’s websites. We do
not monitor or review the content of other party’s websites which are linked to from this
website. Products or services offered by other websites shall be subject to the applicable
Terms and Conditions of those third parties. Opinions expressed or material appearing
on those websites are not necessarily shared or endorsed by us.
We will not be responsible for any privacy practices or content of these sites. You bear all
risks associated with the use of these websites and any related third-party services. We
will not accept any responsibility for any loss or damage in whatever manner, however
caused, resulting from your disclosure to third parties of personal information.

7. Responsible use
By visiting our website, you agree to use it only for the purposes intended and as
permitted by these Terms, any additional contracts with us, and applicable laws,
regulations, and generally accepted online practices and industry guidelines. You must
not use our website or services to use, publish or distribute any material which consists of
(or is linked to) malicious computer software; use data collected from our website for
any direct marketing activity, or conduct any systematic or automated data collection
activities on or in relation to our website.
Engaging in any activity that causes, or may cause, damage to the website or that
interferes with the performance, availability, or accessibility of the website is strictly
prohibited.

8. Registration
You may register for an account with our website. During this process, you may be
required to choose a password. You are responsible for maintaining the confidentiality of
passwords and account information and agree not to share your passwords, account
information, or secured access to our website or services with any other person. You
must not allow any other person to use your account to access the website because you
are responsible for all activities that occur through the use of your passwords or
accounts. You must notify us immediately if you become aware of any disclosure of your
password.
After account termination, you will not attempt to register a new account without our
permission.

9. Idea submission
Do not submit any ideas, inventions, works of authorship, or other information that can be
considered your own intellectual property that you would like to present to us unless we
have first signed an agreement regarding the intellectual property or a non-disclosure
agreement. If you disclose it to us absent such written agreement, you grant to us a
worldwide, irrevocable, non-exclusive, royalty-free license to use, reproduce, store,
adapt, publish, translate and distribute your content in any existing or future media.

10. Termination of use
We may, in our sole discretion, at any time modify or discontinue access to, temporarily
or permanently, the website or any Service thereon. You agree that we will not be liable to
you or any third party for any such modification, suspension or discontinuance of your
access to, or use of, the website or any content that you may have shared on the
website. You will not be entitled to any compensation or other payment, even if certain
features, settings, and/or any Content you have contributed or have come to rely on, are
permanently lost. You must not circumvent or bypass, or attempt to circumvent or
bypass, any access restriction measures on our website.

11. Warranties and liability
Nothing in this section will limit or exclude any warranty implied by law that it would be
unlawful to limit or to exclude. This website and all content on the website are provided
on an “as is” and “as available” basis and may include inaccuracies or typographical
errors. We expressly disclaim all warranties of any kind, whether express or implied, as to
the availability, accuracy, or completeness of the Content. We make no warranty that:
- this website or our content will meet your requirements;
- this website will be available on an uninterrupted, timely, secure, or error-free
basis.

The following provisions of this section will apply to the maximum extent permitted by
applicable law and will not limit or exclude our liability in respect of any matter which it
would be unlawful or illegal for us to limit or to exclude our liability. In no event will we be
liable for any direct or indirect damages (including any damages for loss of profits or
revenue, loss or corruption of data, software or database, or loss of or harm to property
or data) incurred by you or any third party, arising from your access to, or use of, our
website. Except to the extent any additional contract expressly states otherwise, our maximum
liability to you for all damages arising out of or related to the website or any products
and services marketed or sold through the website, regardless of the form of legal action
that imposes liability (whether in contract, equity, negligence, intended conduct, tort or
otherwise) will be limited to the total price that you paid to us to purchase such products
or services or use the website. Such limit will apply in the aggregate to all of your claims,
actions and causes of action of every kind and nature.

12. Privacy
To access our website and/or services, you may be required to provide certain
information about yourself as part of the registration process. You agree that any
information you provide will always be accurate, correct, and up to date.

13. Accessibility
We are committed to making the content we provide accessible to individuals with
disabilities. If you have a disability and are unable to access any portion of our website
due to your disability, we ask you to give us a notice including a detailed description of
the issue you encountered. If the issue is readily identifiable and resolvable in
accordance with industry-standard information technology tools and techniques we will
promptly resolve it.

14. Export restrictions / Legal compliance
Access to the website from territories or countries where the Content or purchase of the
products or Services sold on the website is illegal is prohibited. You may not use this
website in violation of export laws and regulations of Switzerland.

15. Assignment
You may not assign, transfer or sub-contract any of your rights and/or obligations under
these Terms and conditions, in whole or in part, to any third party without our prior written
consent. Any purported assignment in violation of this Section will be null and void.

16. Breaches of these Terms and conditions Without prejudice to our other rights under
these Terms and Conditions, if you breach these Terms and Conditions in any way, we may take
such action as we deem appropriate to deal with the breach, including temporarily or permanently
suspending your access to the website, contacting your internet service provider to request that they
block your access to the website, and/or commence legal action against you.

17. Indemnification
You agree to indemnify, defend and hold us harmless, from and against any and all
claims, liabilities, damages, losses and expenses, relating to your violation of these Terms
and conditions, and applicable laws, including intellectual property rights and privacy
rights. You will promptly reimburse us for our damages, losses, costs and expenses
relating to or arising out of such claims.

18. Waiver
Failure to enforce any of the provisions set out in these Terms and Conditions and any
Agreement, or failure to exercise any option to terminate, shall not be construed as
waiver of such provisions and shall not affect the validity of these Terms and Conditions
or of any Agreement or any part thereof, or the right thereafter to enforce each and every
provision.

19. Language
These Terms and Conditions will be interpreted and construed exclusively in English. All
notices and correspondence will be written exclusively in that language.

20. Entire agreement
These Terms and Conditions, together with our privacy statement and cookie policy,
constitute the entire agreement between you and Thaer Stambuli Consulting in relation
to your use of this website.

21. Updating of these Terms and conditions
We may update these Terms and Conditions from time to time. The date provided at the
beginning of these Terms and Conditions is the latest revision date. We will give you a
written notice of any changes or updates, and the revised Terms and Conditions will
become effective from the date that we give you such a notice. Your continued use of
this website following the posting of changes or updates will be considered notice of your
acceptance to abide by and be bound by these Terms and Conditions. To request a prior
version of these Terms and conditions, please contact us.

22. Choice of Law and Jurisdiction
These Terms and Conditions shall be governed by the laws of Switzerland. Any disputes
relating to these Terms and Conditions shall be subject to the jurisdiction of the courts of
Switzerland. If any part or provision of these Terms and Conditions is found by a court or
other authority to be invalid and/or unenforceable under applicable law, such part or
provision will be modified, deleted and/or enforced to the maximum extent permissible
so as to give effect to the intent of these Terms and Conditions. The other provisions will
not be affected.

23. Contact information
This website is owned and operated by Thaer Stambuli Consulting.
You may contact us regarding these Terms and Conditions through our contact page.